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Example

Choose your bank and review the necessary application requirements.

Bank of Georgia

  • Installment / loan term: the installment term is selected during checkout and depends on the customer’s approved limit, purchase amount and bank rules. For Bank of Georgia BNPL, a 4-month payment option may also be available for selected purchases.
  • Age / eligibility: the applicant for online installment should be a Georgian citizen and over 18 years old.
  • Documents: the customer can use online installment with an ID card. If there is no pre-approved limit or the limit is not enough, the bank may check the customer’s data in Credit Info and the Revenue Service after customer consent.
  • Loan amount: for online installment — from 45 GEL to 15,000 GEL. For BNPL, the limit can be from 45 GEL to 5,000 GEL, depending on the product and offer.
  • Additional note: if the customer’s pre-approved limit is not enough, the bank may offer a new application or suggest a down payment. Final terms are confirmed on the Bank of Georgia side during checkout.

Application process.

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Step 1.
Choose your product.
Select the product you want on iSpace.ge and add it to your cart. Then proceed to checkout to start the online purchase process.
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Step 2.
Select installment payment.
At checkout, choose the installment or credit payment option. Then select your preferred bank from the available options.
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Step 3.
Complete the bank application.
You will be automatically redirected to the bank’s application form — either in the bank’s app or on the bank’s website. Fill in the application fully and confirm the selected payment method.
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Step 4.
Get approval and receive your order.
The bank’s response is received automatically, without visiting the bank. Once approved, your order will be processed and prepared for pickup or delivery based on your selected method.